Frequently Asked Questions

    We at HVAB believe that everybody should be able to afford a high quality used car, which is why we offer financing for anybody who would like to pay for their new vehicle in easy monthly payments. We work with various district banks for customers that have good credit.
    No! We offer financing for customers with good credit, bad credit, or no credit for customer who are starting out or financing their first vehicle. For customers with good credit we work with several district banks at un-beatable interest rates. We also work with subprime finance companies to help those customers that do not qualify with a district bank.

    Customers with good credit: The process is quick and easy, fill out an application with the credit union for pre approval and then we will provide the vehicle information to the bank to finish the funding process–sometimes with no money down!

    Customers with bad credit: For those with bad credit, we do everything from our premises. All you need to do is fill out an application and provide us with proof of address and proof of income. Subprime lending customers must provide a down payment feasible to the value of the vehicle. The subprime finance company will handle everything else so you can leave with a new used car!

    Every vehicle we sell comes with a 30 days/1000 mile power train warranty; regardless of miles and year of vehicle. However, vehicles with less than 80,000 miles are covered for 60 days/ 2000 mile power train warranty.

    We can also offer extended warranties if you would like your vehicle covered for a longer period of time.

    Our inventory usually changes with the seasons but we specialize in all kinds of vehicle. From exotics to antiques, as well as standard cars, trucks, SUVs, and vans.
    Given that we work with all kind of vehicles our price ranges can vary from $2,000 to $20,000. However, the majority of our vehicles are reasonably priced between a $4,000 and $8,000 price range.
    Of Corse! We welcome any trade-in vehicles or customers that are trying to sell a vehicle for cash. In order to fulfill our guarantee of exception service, we make it a fast and easy transaction.
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